Increase Revenue, Reduce Cost and Achieve 100% compliance.

Simple and transparent pricing. Save up to 100% of your credit card processing fees.

Lowering operating costs has never been so easy

Cut down transaction fees for your institution

Quick access to the answers you need

Patent-pending technology helps your customer’s save on transaction costs.

No long term contract. No termination fee. Zero new equipment cost.

Mobile payments. Online integration. Seamless reporting.

See how Prospay Brings surcharging solutions for your industry


Government & Education


Roadside Assistance

Auto & Repair Shops


Two different payment solutions based on type of your business


Designed for GOVERNMENT AND EDUCATION. Instead of a flat %, Intelligent Rate automatically calculates the service fee appropriately to the true cost while the consumer is typing in their card information. Lower your customer’s transaction fee while you eliminate yours.


Designed for ALL BUSINESSES. Allows you to keep up to 100% of the amount of your sale on credit cards. Accept all the Credit Cards you want for 0%. Pay only on debit cards transactions. Zero Cost Credit technology takes the guess work out of surcharging keeping you fully compliant.

For Government & Institutions

Our Solution for Government & Institutions is Free!

Pay 0%

On All Credit Card Transactions

Yes, you read that correctly. Stop paying expensive fees and instantly improve profit margins.

Help Your Customers Reduce their Transaction Fees

Different card types cost different transaction fees. For example, cards with extensive rewards cost much more than debit cards. Go beyond flat percentage rate fee. Instead, CardX automatically prices the transaction fee to the actual cost of the card type.

In real-time, CardX calculates the cost of the card type the consumer is using.

For Government

Smarter for everyone: Intelligent Rate.

0% cost to your institution. 68% of consumers pay less.

For Business

Sell $100, see $100.

Zero cost on credit cards. Simple, transparent pricing.

For All Business and Industries

Save up to 100% on all Credit Card
transactions: Any Merchant, Any-Time, Any Place

Imagine accepting credit cards for 0%. For many businesses, this savings amounts to thousands of dollars per month.

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